The Pag-IBIG Fund released ₱32.92 billion in home loans during the first quarter of 2026, marking a 9% increase from ₱30.22 billion in the same period last year. This growth reflects the agency's ongoing efforts to expand access to home financing for Filipino workers.
Housing Units Financed
From January to March 2026, the loans financed 20,926 homes, surpassing the 20,315 units funded in the first quarter of 2025. Notably, socialized housing loans accounted for ₱2.95 billion, financing 3,439 homes. This represents a 68% increase in loan value and a 92% rise in the number of units compared to the same period last year, underscoring Pag-IBIG Fund's commitment to serving lower-income members.
Government Support
The growth comes as President Ferdinand R. Marcos Jr. recently visited housing projects financed by Pag-IBIG Fund. He inspected the progress of developments and met with borrowers who have become homeowners. These visits highlight the administration's efforts to make decent homes more accessible under the Expanded Pambansang Pabahay para sa Pilipino Program.
Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling stated that the higher loan releases demonstrate progress in fulfilling President Marcos' directive to expand homeownership. He emphasized that housing production also stimulates economic activity by creating jobs and supporting construction and allied industries. Aliling said, "The efforts of the Marcos administration are bearing fruit. More Filipino workers are now gaining access to decent homes, and this is a clear step forward. Housing creates jobs and helps drive economic activity. As the Expanded 4PH Program provides greater affordability, we expect more opportunities for homeownership, especially for underserved sectors. This is Bagong Pilipinas in action."
Pag-IBIG Fund's Commitment
Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta highlighted that the agency remains focused on helping members own homes through affordable monthly payments. She noted that payments are often lower than rent, allowing members to save money for other needs and savings. Acosta said, "What the Pag-IBIG Housing Loan gives our members is a real chance to own a home through monthly payments that are often lower than rent. Instead of spending on rent, they make payments toward a home they can call their own. The savings can go to food, education, daily needs, and even to their Pag-IBIG Regular Savings and MP2 Savings. This matters most for lower-income sectors, which is why we are glad to see more of them benefit through socialized housing."
Acosta also thanked borrowers for their responsible payments, stating that this discipline enables Pag-IBIG Fund to help more families. She said, "Pag-IBIG Fund remains strong because our borrowers continue to pay responsibly. We thank them for keeping their accounts updated, because through their discipline, we are able to help more Filipino families own a home."
