In a significant move to enhance the value of overseas remittances, BDO Unibank, Inc. has joined forces with SMAC and The SM Store to launch a new points-earning initiative. This partnership is set to make collecting remittances a more rewarding experience for millions of Filipino families.
How the New Rewards Program Works
Starting November 26, 2025, beneficiaries who claim their BDO remittances at the Foreign Currency Exchange counters inside The SM Store will automatically earn SMAC points. The scheme is straightforward: for every ₱10,000 cash pick-up transaction, claimants will receive one SMAC Point.
These points are not just numbers; they translate into real value. Recipients can use their accumulated points to shop and access exclusive perks at thousands of SM Retail outlets across the Philippines. This system provides extra benefits at no additional cost, turning a routine financial errand into an opportunity for savings and rewards.
Safety, Convenience, and Added Value
This collaboration goes beyond just earning points. Claiming remittances through The SM Store ensures cash availability and safety for beneficiaries. Now, with the added layer of earning SMAC points, individuals can complete an essential financial transaction while simultaneously building rewards for their future shopping needs.
The ultimate goal of this partnership between BDO, SMAC, and The SM Store is to elevate the entire remittance experience. By enhancing customer convenience and promoting financial inclusivity, this initiative delivers meaningful value to the countless Filipino families who depend on remittances sent by their loved ones abroad every single day.
