Pag-IBIG Fund Extends Super Sale to Dec 31, Lowers Down Payment to 3%
Pag-IBIG Acquired Assets Super Sale Extended to Dec 31

In a move welcomed by aspiring homeowners, the Pag-IBIG Fund has officially announced an extension of its popular Acquired Assets Super Sale. The sale period, which offers foreclosed properties at significantly discounted rates, will now run until December 31, 2025. This decision provides additional time for interested buyers to explore and bid on affordable housing options.

Overwhelming Demand and Key Statistics

The agency reported that public interest has remained exceptionally high since the Super Sale commenced on August 25, 2025. To date, the program has garnered an impressive 44,861 bids, resulting in 18,434 winning bids. Pag-IBIG Fund expects to publish a total of 5,074 properties for auction before the year concludes.

"The demand for our Acquired Assets Super Sale has been overwhelming and very encouraging, showing how dependable Pag-IBIG Fund has become in helping Filipino workers secure affordable homes," stated Department of Human Settlements and Urban Development Secretary Jose Ramon Aliling, who also chairs the Pag-IBIG Fund Board of Trustees. He emphasized that the enhanced sale supports the administration's Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program by providing a faster route to decent housing.

Enhanced Guidelines for Easier Home Acquisition

To make homeownership more accessible, Pag-IBIG Fund has introduced key enhancements to the Super Sale program. The most significant change is the reduction of the required down payment. For both cash and short-term installment purchases, the down payment is now lowered to just 3% of the net selling price, a decrease from the previous 5% requirement.

Furthermore, the agency has relaxed bidding rules, now allowing participants to submit offers for up to three properties per batch of published listings, increasing the chances of securing a desired home.

Opportunity for Occupants and Flexible Lease Options

Pag-IBIG Fund Chief Executive Officer Marilene Acosta highlighted that the enhanced sale is a prime opportunity for long-term occupants of foreclosed properties to legally acquire the homes they currently live in. "For current occupants, this is also the best time to settle with Pag-IBIG Fund and become legitimate homeowners," Acosta urged.

For those who are not yet ready to purchase, the agency continues to provide a flexible lease option. The lease term can extend for up to three years, and the initial requirement has been made easier, with the advance rent lowered to just one month from the previous two-month requirement.

With larger discounts and lower upfront costs, the extended Pag-IBIG Fund Acquired Assets Super Sale stands as a major initiative to turn the dream of homeownership into a reality for more Filipino workers before the year ends.