Union Bank of the Philippines (UnionBank) achieved the highest Visa credit payment volume in the country in 2025, signaling a growing trend among Filipinos to use credit cards for daily expenses and enhanced financial management.
Consumer Shift Toward Digital Payments
Mukul Sukhani, Head of Cards and Loans at UnionBank, stated, "As more Filipinos become mindful of how they manage their budgets, this recognition highlights the growing importance of secure and flexible payment options in daily life. Our focus has always been to support customers with practical benefits—whether for essentials, online purchases, or occasional lifestyle experiences—so they can make the most of how they spend."
The move toward more intentional and digital-first spending habits was echoed by Visa. Jeffrey Navarro, Country Manager for Visa Philippines, remarked, "From everyday essentials to important life moments, Visa enables fast, secure, and seamless digital payments. UnionBank Visa Cardholders benefit from a global network that helps them transact with confidence—whether in-store, online, or abroad."
Everyday Spending With Added Benefits
As households prioritize everyday expenses, more Filipinos are using their UnionBank credit cards for groceries, electronics, and online purchases. Features such as installments, cashback, and deals on platforms like Shopee and Lazada are helping customers better manage their budgets.
With the continued shift to digital payments, customers also benefit from more convenient transactions and greater control over how they manage their finances.
Strong Growth in Credit Card Adoption
Earlier this year, UnionBank reached 2 million credit cards in circulation, reflecting sustained demand for accessible and easy-to-use financial tools. This growth was driven by digital onboarding and simplified application processes, making it easier for more Filipinos to access credit responsibly.
UnionBank Visa Credit Cards are designed to help cardholders get more value from their everyday spending—especially on essentials and planned purchases.
